Just to close the loop on this thread, I got the Microtech card reader and plugged it in. I just works! Autoboots my 2.04 WB CF just fine. I am using the GVP 3.07 boot ROM.
I will say creating the 4GB CF WB environment in WinUAE was a pain, due to my blundering through any number of false starts. The various online tutorials and YouTube videos were absolutely necessary but no single one had the complete solution for me.
I'll highlight one particular issue. All the guides I saw say to select either IDE or A600/A1200/A4000 as the HD interface for the card reader. The only one that worked for me was "UAE" By "worked" I mean created a SCSI hard disk visible to HDToolBox.
Anyway, all good now. Awaiting 3.1 ROM from AmigaKit and coin battery. I tried to gingerly pry out the barrel battery and the mount just snapped off at both ends. Much corrosion of the mount but no damage elsewhere, obviously (since it runs). But that's a story for another thread.
Thanks for the spot-on help!